cashing a check |
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cashing a check |
 Jul 9 2007, 03:25 PM
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#1
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Newbie  Group: Members Posts: 15 Joined: 9-April 07  |
i know this may seem dumb
so, i just got my first paycheck from my summer job im only going to be working in the summer and i dont really plan on opening an account yet so, can i just cash the check? can i just go up to the bank teller to cash it, and do i have to write any slip for it or sign on the back of the check or something? i really dont know the process. also, i do need ID right? but im not 18 and the only ID i have is my school ID. and Do i have to be with an adult? i think the bank takes fees, how much do they take off for taxes or fees? This post has been edited by christine101: Jul 9 2007, 03:25 PM |
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Jul 9 2007, 06:07 PM
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#2
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AF Fan  Group: Members Posts: 92 Joined: 30-March 07 |
QUOTE(christine101 @ Jul 9 2007, 12:25 PM) [snapback]3049791[/snapback] i know this may seem dumb so, i just got my first paycheck from my summer job im only going to be working in the summer and i dont really plan on opening an account yet so, can i just cash the check? can i just go up to the bank teller to cash it, and do i have to write any slip for it or sign on the back of the check or something? i really dont know the process. also, i do need ID right? but im not 18 and the only ID i have is my school ID. and Do i have to be with an adult? i think the bank takes fees, how much do they take off for taxes or fees? You can go anywhere to cash it. If you dont have an account at a bank, you can even go to a grocery store and buy a few items otherwise they will charge you a small fee. If you go to a bank, have your ID ready. No need ot have an adult with you. There are also check cashing services to go to just about in every city. They also will charge you a small fee. |
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Jul 9 2007, 06:32 PM
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#3
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AF Legend  Group: Members Posts: 29,765 Joined: 18-September 04 |
uh just open up a bank account. don't go to check into cash. lol.
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Jul 9 2007, 06:42 PM
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#4
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AF Addict  Group: Members Posts: 875 Joined: 11-January 07 From: \ |
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This post has been edited by cottonkat: Jun 9 2008, 12:42 PM |
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Jul 11 2007, 04:57 PM
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#5
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AF Pro  Group: Members Posts: 2,679 Joined: 28-January 06 From: San Jose/Elk Grove |
i know that bank of america can cash your check. they charge a 5 dollar fee no matter how big the check is.
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Jul 16 2007, 08:31 AM
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#6
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Newbie Group: Members Posts: 15 Joined: 9-April 07 |
so i CAN cash a check without having a bank account right?
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Jul 16 2007, 08:35 AM
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#7
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AF Guru  Group: Members Posts: 3,093 Joined: 8-September 06 From: Seattle, Wa |
all you need is to prove that you are the person named on that check, some times places would ask for a second i.d, but over all, you shouldnt have any problems...
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Jul 22 2007, 07:29 PM
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#8
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AF Elite  Group: Members Posts: 9,480 Joined: 17-March 04 From: Atlanta |
i know those check cashing places do it but i think they take out every 10 cents of the dollar o.O
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Jul 22 2007, 09:47 PM
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#9
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AF Pro Group: Members Posts: 1,766 Joined: 21-August 05 From: New York |
Why not just open an account? Some banks offer accounts with no fees and no minimums.
This post has been edited by snailpoo: Jul 22 2007, 09:48 PM |
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Oct 19 2007, 10:14 PM
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#10
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AF Guru Group: Members Posts: 3,924 Joined: 25-May 04 From: the Chi |
and banks give you free $hit for opening!
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Oct 19 2007, 11:18 PM
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#11
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AF Geek  Group: Members Posts: 134 Joined: 12-October 07 |
bank fees are evil.
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