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cashing a check
christine101
post Jul 9 2007, 03:25 PM
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i know this may seem dumb
so, i just got my first paycheck from my summer job
im only going to be working in the summer and i dont really plan on opening an account yet
so, can i just cash the check? can i just go up to the bank teller to cash it, and do i have to write any slip for it or sign on the back of the check or something? i really dont know the process.
also, i do need ID right? but im not 18 and the only ID i have is my school ID. and Do i have to be with an adult?
i think the bank takes fees, how much do they take off for taxes or fees?

This post has been edited by christine101: Jul 9 2007, 03:25 PM
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tubsters
post Jul 9 2007, 06:07 PM
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QUOTE(christine101 @ Jul 9 2007, 12:25 PM) [snapback]3049791[/snapback]
i know this may seem dumb
so, i just got my first paycheck from my summer job
im only going to be working in the summer and i dont really plan on opening an account yet
so, can i just cash the check? can i just go up to the bank teller to cash it, and do i have to write any slip for it or sign on the back of the check or something? i really dont know the process.
also, i do need ID right? but im not 18 and the only ID i have is my school ID. and Do i have to be with an adult?
i think the bank takes fees, how much do they take off for taxes or fees?


You can go anywhere to cash it. If you dont have an account at a bank, you can even go to a grocery store and buy a few items otherwise they will charge you a small fee. If you go to a bank, have your ID ready. No need ot have an adult with you. There are also check cashing services to go to just about in every city. They also will charge you a small fee.
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mndeg
post Jul 9 2007, 06:32 PM
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uh just open up a bank account. don't go to check into cash. lol.
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cottonkat
post Jul 9 2007, 06:42 PM
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This post has been edited by cottonkat: Jun 9 2008, 12:42 PM
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boost
post Jul 11 2007, 04:57 PM
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i know that bank of america can cash your check. they charge a 5 dollar fee no matter how big the check is.
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christine101
post Jul 16 2007, 08:31 AM
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so i CAN cash a check without having a bank account right?
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protocl
post Jul 16 2007, 08:35 AM
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all you need is to prove that you are the person named on that check, some times places would ask for a second i.d, but over all, you shouldnt have any problems...
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GawtxJenny
post Jul 22 2007, 07:29 PM
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i know those check cashing places do it but i think they take out every 10 cents of the dollar o.O
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snailpoo
post Jul 22 2007, 09:47 PM
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Why not just open an account? Some banks offer accounts with no fees and no minimums.

This post has been edited by snailpoo: Jul 22 2007, 09:48 PM
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SkylineC83
post Oct 19 2007, 10:14 PM
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and banks give you free $hit for opening!
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luuce
post Oct 19 2007, 11:18 PM
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bank fees are evil.
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